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- Moving.com is strictly in the business of reporting information, as it is reported to us, in a timely manner.
- We do not endorse any of the listed lenders.
- Listed lenders must be Equal Housing Lenders.
- Moving.com adheres to the strictest guidelines for accuracy and honesty. Any lender engaging in "lowballing" or "bait-and-switch" tactics will be promptly removed from the site until the issue is resolved. Repeat offenders will be permanently removed.
- Moving.com reserves the right to remove any listed lender from this site, with or without cause or reason.
- Moving.com does not make any guarantee, explicit or implied, as to the accuracy of the information presented by the listed lenders.
- Moving.com acknowledges that certain loan rates and costs may differ by loan size. Maximum Loan amount for a conforming loan is $417,000. Jumbo is a loan amount in excess of $417,000.
- Rates, APR’s and Fees are based on average loan amounts of $185,000 for Conforming and VA, $500,000 for Jumbo, $150,000 for FHA loans. Other rates may apply to different loan amounts. Rates, APR’s and Fees for Less-than-perfect-credit are based on individual lender/broker requirements that are disclosed on the fees and detail page. (Less-than-perfect-credit origination and discount points are based on $165,000 loan amount).
- Actual closing costs will vary with each loan. Please ask the lender or broker for a "good faith estimate" in writing for your individual mortgage requirements.
- APR is calculated in accordance with Regulation Z Section 226.22. Annual percentage rate is shown as "APR" on the results table.
- This is not an advertisement for credit as defined by section 226.24 of Regulation Z.
- Moving.com is compliant with regulation Z section 226.16.
- Due to market fluctuations, interest rates are subject to change at any time and without notice.
- Rates are posted by banks, lenders, and brokers, who have entered into a contract with Moving.com. Additional information about participants can be found by linking to their own Web site. Rates are subject to change without notice and may vary. Rates/APRs listed are those that are offered to consumers with "good" credit characteristics (except sub-prime) as defined by the institution offering the product. Rate/APR and terms may vary based on the creditworthiness of the individual.
- Complaints regarding any listed lender should be forwarded to the Client Support team. All claims and inquiries will be investigated and kept confidential.
- Moving.com reserves the right to remove rates older than 3 business days to avoid misleading borrowers.
- All ad spaces are sold on a first-come first-served basis.
- Where differences exist, rates are for "Purchases" NOT a "Refinance"
- Quotes must be based on Conventional loan type.
- All listed lenders agree to provide Moving.com with their current Retail and/or Wholesale Rate Sheets upon request to confirm any rates which come into question. Moving.com guarantees that this information will be kept in strict confidence.
- Programs listed under "A" Credit on Moving.com must have NO prepayment penalties. B, C, and D Credit programs may have prepayment penalties.
- 1 Yr Arms are fixed for the initial period and only change once per year. 1 month, 3 months or 6 months are not allowed.
- 5/1, 7/1 and 10/1 ARMs are fixed for the initial period, become 1 Yr ARMs thereafter (1 month and 6 months are not allowed). These programs will amortize over the full 30 year period.
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